Senior Living Options


As adults age, their ability to take care of themselves can diminish rapidly. Sometimes there is a medical issue, which results in inability to complete activities of daily living. Other times, a home can become too much to maintain or difficult to maneuver around.

What are the senior living options available to families in New Jersey? Below are outlined the major senior living selections.

Home Care
Also known as Home Health Care, or Home Care Aide

Home care allows a senior to remain living independently at home while still receiving some outside assistance. Typical home care services include assistance with activities of daily living, like bathing, dressing, preparing meals, or paying bills. Home care can vary from 24 hours per day to as little as a few hours per week, depending on the needs of the senior.

Home Care may be right for you if:

  • There is a close network of friends and family nearby
  • The home can be updated to reflect changing needs as the senior ages
  • Home maintenance is not overwhelming
  • Mobility or health problems are not an issue

Independent Living Communities
Also known as retirement communities, retirement homes, senior living, or senior apartments

Independent Living Communities offer fully equipped private apartments, ranging from studios to two bedrooms. Seniors who live in Independent Living Communities have few medical issues and are very independent. The nice thing about Independent Living facilities is that they are built with seniors in mind. This means that they are usually more compact, easier to navigate and include help with outside maintenance.

Independent Living may be right for you if:

  • Minor assistance with activities of daily living is needed
  • Maintaining a social life with peers is important
  • You are ready to live somewhere that does not require a lot of maintenance or upkeep

Assisted Living

Assisted Living is a housing option for seniors who may need help with activities of daily living, which can include help with medications. Meals and housekeeping are provided, as well as licensed nursing services. Staff is available 24 hours per day to help care for the resident.

Residents live in private apartments with scaled down kitchens, or in a provided room. Depending on the level of help needed, costs tend to vary.

Assisted Living may be right for you if:

  • Personal care needs are too great to handle at home or in independent living.
  • Round the clock medical care and supervision is not needed.

Skilled Nursing Facility

Skilled Nursing Facilities are the highest level of care for older adults outside of the hospital. While Skilled Nursing Facilities provide assistance with activities of daily living, they are unique because they also offer medical care at a high level.

At a Skilled Nursing Facility, licensed physicians supervise each resident's care. Residents may also have access to medical professionals such as occupational or physical therapists.

A Skilled Nursing Facility may be right for you if:

  • Medical and personal care needs are too great to handle at home or in another facility.
  • Recent hospitalizations have occurred or chronic illness has progressed, deteriorating the health.
  • A higher level of care is needed temporarily after a hospitalization, even if you will be able to return to another facility after some time.

Alzheimer's Care
Also known as Memory Care

Senior housing options for people with dementia or Alzheimer's are available as well. For those who are memory impaired, it's very important to have supervision round-the-clock. Alzheimer's care is delivered in Assisted Living settings, Nursing Homes and even in the individual's home.

Alzheimer's Care facilities are secured. There are structured activities each day to provide residents with a proper stimulation in their routine, both mentally and physically.

Alzheimer's Care may be right for you if:

  • Alzheimer's or Dementia is progressing
  • Burden on the caregiver is becoming too much to handle

If you or your family needs help analyzing all of the different options available to you or your loved one, a Certified Senior Advisor can help. Speak with a CSA today for a personalized evaluation and plan catered to your specific needs.

For more information on Senior Care options and to download this guide, click the button below.